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All agents are NOT alike! Find out why we are top real estate experts. Call us at 206.353.7107 and ask for Ricklie or Ron.
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Request Our Free Relocation Package! Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate! Find Out More > View All Offers >
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Ricklie Stone and Ron Waxman
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"Would Recommend Them To Anyone!" We have the greatest confidence in SeattleResults.com and Ron and Ricklie and would recommend them to anyone!" Elissa and Chris, Sammamish Read Quote > View All Quotes >
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. Remember: As top Seattle, South Lake Union and Downtown Seattle area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information! 
Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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Ricklie Stone and Ron Waxman Coldwell Banker Bain 1200 Westlake Ave. N. #406 Seattle, WA 98109 "The Results You Need" Ricklie: 206.465.9179 Ron: 206.353.7107 Fax: 206.284.6317 RicklieandRon@SeattleResults.com
Ricklie and Ron serve clients in all of Seattle's urban neighborhoods including Downtown, Belltown, South Lake Union, Queen Anne, Magnolia, Ballard, Sunset Hill, Fremont, Wallingford, Green Lake, Maple Leaf, Ravenna, Roosevelt, Wedgwood, Laurelhurst, Windermere, Jackson Park, Pinehurst, Olympic Hills, Lake Forest Park, Capitol Hill, Denny Blaine, Montlake, Madison Valley, Madison Park, Central District, Leschi, Madrona, Mt. Baker, Columbia City and West Seattle. Additionally, we work the eastside from Bellevue to North Bend and north of Seattle from Shoreline to Edmonds. We are experts in transacting single home homes, townhomes, condominiums, co-ops and investment properties. We're passionate about real estate and that translates into results for our clients. For THE RESULTS YOU NEED, contact Ricklie and Ron, SeattleResults.com. 


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