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Ricklie Stone and Ron Waxman
All agents are NOT alike! Find out why we are top real estate experts. Call us at 206.353.7107 and ask for Ricklie or Ron.

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"Went As Smoothly As It Possibly Could"

"Thanks a ton Ricklie and Ron. We think the whole process went about as smoothly as it possibly could these days!" 

Dawn and Victor, Lake Forest Park

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?

A 
George Burns Drive and Gracie Allen Way
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Ricklie Stone and Ron Waxman, REALTOR®, real estate agent and broker for Seattle, South Lake Union and Downtown Seattle, Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Ricklie Stone and Ron Waxman
Coldwell Banker Bain

1200 Westlake Ave. N. #406
Seattle, WA 98109
"The Results You Need"
Ricklie: 206.216.3445
Ron: 206.353.7107
Fax: 206.284.6317
RicklieandRon@SeattleResults.com

Ricklie and Ron serve clients in all of Seattle's urban neighborhoods including Downtown, Belltown, South Lake Union, Queen Anne, Magnolia, Ballard, Sunset Hill, Fremont, Wallingford, Green Lake, Maple Leaf, Ravenna, Roosevelt, Wedgwood, Laurelhurst, Windermere, Jackson Park, Pinehurst, Olympic Hills, Lake Forest Park, Capitol Hill, Denny Blaine, Montlake, Madison Valley, Madison Park, Central District, Leschi, Madrona, Mt. Baker, Columbia City and West Seattle. Additionally, we work the eastside from Bellevue to North Bend and north of Seattle from Shoreline to Edmonds. We are experts in transacting single home homes, townhomes, condominiums, co-ops and investment properties. We're passionate about real estate and that translates into results for our clients. For THE RESULTS YOU NEED, contact Ricklie and Ron, SeattleResults.com.

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